A few days ago I sat with my trusty notebook and pen and revisited our budget. Since we are very conscious of what we spend and where, I have it mostly memorized but it does help to pull up our budget spreadsheet and make sure I list all areas. The last month we've been more spendy and I know the holidays coming up will be an area we need a plan for if we want to keep on track with financial goals. Walmart is already promoting toy sales and their holiday decor has been out for a few weeks. Last year we did homemade baking and handmade gifts for family. It went over really well and we plan to do the same this year. I am certainly a consumer that loves packaging and holiday promotions so I really have to check myself and stay focused on what really matters during the holidays. Since I have been more spendy and because I know there are several areas we plan to invest in next year for our family I decided to check in with our current budget and see if there are any areas ...